What are DentiCare’s interest-free payment plans?
Patients at Toorak Dental Studio can cover the cost of their general dentistry, cosmetic dentistry and orthodontic treatments using interest-free payment plans from DentiCare. Making treatments more accessible and helping you reach your smile goals faster, DentiCare enables you to spread the cost of your treatments into more affordable payments - and there’s no interest or hidden costs.

How does DentiCare work?
Ask us about DentiCare
Start the conversation about payment plans with your dentist today.Choose how you want to pay
We’ll create your payment plan details together, including the deposit amount and frequency of payments.Complete a one-page form
Fill out a simple one-page direct debit form. We don’t require credit checks or detailed financial information.Start your treatment
Begin your treatment straight away, and cover the costs with DentiCare.NEW TO TOORAK DENTAL STUDIO? DISCOVER OUR IDEOLOGY OF CARE
Frequently Asked Questions: DentiCare Payment Plans
Interest-free DentiCare payment plans are available to all of our customers, whatever treatment you require. Talk to your dentist about the options available to you, to make achieving your smile goals more convenient.
We’ve made it simple for our patients to get started with a DentiCare payment plan. To be eligible, you need to be over 18 years old, an Australian citizen, employed and not subject to any debt or bankruptcy agreements.
Yes! We strive to offer maximum convenience and flexibility to our patients, and your DentiCare payment plan can easily be adjusted to include your Health Fund refund. Just speak to the receptionists at Toorak Dental Studio to let them know your preferences.
When committing to any payment plan, it’s important you’re confident you can manage the payments for the course of the plan. Remember that if you’re unable to pay within the interest-free period, you may be subject to interest or other additional fees.
DentiCare is a simple direct debit plan and is not a credit contract. While credit products and personal loans charge interest or require credit checks and detailed financial information, a DentiCare payment plan is easy to set up.
Simply talk to us about tailored payment options to cover your treatment plan. Together, we’ll work out the best DentiCare payment plan for you. There is a simple, one-page direct debit form to fill out and once that’s done, we can get your treatment started.
DentiCare payment plans are tailored to you, so the frequency of direct debits can vary patient-to-patient. Automatic payments can be processed anytime from midnight on the morning of your agreed-upon debit date. For smooth transactions, we suggest making sure the funds are available in your account the night before your due date.
Ask us a question
Our team can answer any DentiCare or oral health-related questions you may have.
GeorgiaStateofMind2025-05-12Trustindex verifies that the original source of the review is Google. The staff are all so friendly and helpful and patient with all my questions. My day renewing my veneers was a pleasure, the staff were so considerate of my experience with a lovely private room, lunch and pampering that made my day so relaxing. Should have brought my Ugg boots. S. Nicholls2025-05-12Trustindex verifies that the original source of the review is Google. Thankyou for the wonderful smile results, re-aligning my teeth and replacing my 20 year old bridges with new ceramic porcelain bridges. Throughout the process I was treated with care and kindness by the whole team. Dr Julie had great vision and has created a much improved smile with the technical brilliance of Julianna and assisted brilliantly by Jess, and with the helpful front desk and smiling faces of Bri and Elaine. On the 'whole day appointment' between sessions I was treated to lunch from a local cafe and a lovely massage and pedicure by Dana. Dana was outstanding. Emily also did a great job improving the colour, thankyou. The studio is calming, clean and professional. Whilst the lower teeth continue the invisalign process, I'm thrilled with the outcome of the top and how the smile looks now. I hope I haven't missed anyone, as the whole team were amazing to deal with and everyone I interacted with were kind, friendly, professional and supportive. Highly recommend. Joshua O'Grady2025-04-10Trustindex verifies that the original source of the review is Google. Great place for general dental! Friendly staff, professional service and very clean / nice environment. Tim McDermott2025-04-08Trustindex verifies that the original source of the review is Google. Dr Gina and her team are very professional and caring. Mina K2025-04-03Trustindex verifies that the original source of the review is Google. I cannot speak highly enough about Dr. Julie and her incredible team! From the moment I walked into the office, I felt welcomed and at ease. The atmosphere is warm, professional, and modern, which made me instantly comfortable. Dr. Julie is not only highly skilled but also takes the time to explain everything in detail, which shows her genuine care for her patients.She doesn’t just rush through appointments; she listens, provides options, and works with you to create a plan that’s best for your needs. The staff are incredibly friendly, attentive, and make every visit feel personal. Dr Julie is the most Professional Dentist I have seen and met. Emily is also wonderful, She is gentle, thorough, her attention to detail is impressive, and she’s always happy to answer any questions I have. Highly recommend to anyone looking for a dentist who combines expertise with compassionate care! Thank you, Dr. Julie and team, for making every visit a great experience! Vivien Leong2025-03-16Trustindex verifies that the original source of the review is Google. I did my crown with another dentist which he did a very bad job, the dentist who did my crown did not bother to check after or at least be a listener! I went back twice about the pain. He told me it could take sometime to settle, telling me to give it more time. A year later, I still feel the pain whenever I eat?? I gave up and went to another dentist. Now, at Toorak Dental Studio, Dr Julie checked, X-ray, and she found the problem. My crown wasn't "placed" properly, that's a gap between my crown and tooth which is why I have the pain over the year. Anyhow, she fixed my problem within a day. The crown had to be replaced, I don't have to wait for weeks (no temporary crown, the clinic can do a 3D crown within the day). I stop going to my old dentist and I decided to give this new dental clinic a try, I did my 1st hygenic checked which I had a little gum issues, the hygenist was friendly and attend to my problems patiently. I also had some tooths sealing and a tooth filling with Dr Julie recently. I'm like most people, dentist and pain is a nightmare to me, but she did a great job.. Brianna Vaughan2025-03-03Trustindex verifies that the original source of the review is Google. My treatment with Dr Julie Ghaly was undoubtedly the most professional, welcoming and painless experience I’ve ever had and her quality of dentistry is exceptional. As someone who’s typically nervous about dental work, I was amazed by how comfortable she made me feel, especially during the numbing process, which was completely painless. Her attention to detail, kindness and expertise truly stand out. I highly recommend Dr. Ghaly to anyone looking for a compassionate and skilled dentist! Larissa Wood2025-02-28Trustindex verifies that the original source of the review is Google. Hands down the most gentle, caring, kind, professional, genuine team out there! Dr Julie is one of a kind - always making time for her patients. The practice is impeccable and all the staff are such a pleasure to be around and nothing is too much. Highly recommend Dr Julie and her team xx jiwon kim2025-02-14Trustindex verifies that the original source of the review is Google. I am starting my treatment next week. The TMJ issue only became real to me a few years ago. The headaches were accompanied by ear pain and a clicking sound in my jaw. Just one consultation with Dr Julie Ghaly was eye-opening. I am so excited! Margaret Lech2024-12-18Trustindex verifies that the original source of the review is Google. I cannot say enough good things about Dr. Julie! She truly transformed my smile with the most beautiful dental veneers, and I couldn’t be happier with the results. From the very first consultation, Dr. Julie made me feel comfortable and confident in the process. Her attention to detail and dedication to perfection are unmatched. She took the time to understand exactly what I wanted and gave me a smile that looks natural yet absolutely stunning. Not only is she incredibly skilled, but she also has such a warm and caring personality that made every visit a pleasure. If you’re considering veneers or any dental work, I highly recommend Dr. Julie. She is an absolute artist and a true professional. Thank you, Dr. Julie, for giving me a smile I’m proud to show off!